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To assist us in accessing how we may be able to help you, please complete this form as accurately and honestly as possible. Please list all defaults and judgements even those you don't require assistance with.
Sorry but we can't assist anyone who is a current Bankrupt or in a Part 9 or 10 Debt arrangement.
You can get a copy of your Veda Report by going to www.mycreditfile.com.au
A payment default can be recorded in your Veda report where you are at least 90 days late in making a payment. A payment default will remain on your credit report for 5 years whether it's paid or not. If the person/company who listed the default can't locate you that is called a "clearout" and those defaults remain for 7 years.
A judgement occurs where a creditor takes legal action through the courts to recover a debt. These can be listed in your credit report as paid or unpaid. Judgements remain listed in your credit for 5 years.
Each credit enquiry recorded on your credit report must have been done with your consent. If you have unauthorised enquiries, we can assist you with there removal. Lenders may decline a loan application simply because of excessive enquiries.
Once we receive your Credit Repair Statement we will have it accessed by our credit team. We will then be intouch with you to discuss how we are able to assist.
In submitting this form you confirm that the information in this Credit Repair Statement is true and correct.